Making a Difference to Your Financial Position

ADVICE OFFERED BY HFS

🏦 SUPERANNUATION

Advice on superannuation strategies to help you manage contributions, investment options and retirement outcomes in line with your objectives.

🧾 SELF MANAGED SUPER FUND (SMSF)

Specialist advice on establishing and managing Self Managed Super Fund (SMSF), including compliance obligations and invesment considerations.

📊INVESTMENT ADVICE

Personalized investment advice aligned with your financial goals, risk tolerance and time horizon.

📈DIRECT SHARES

Advice relating to direct share investments, including portfolio construction and ongoing portfolio review.

🪙AGED PENSION/SOCIAL SECURITY

Advice on social security entitlements, including Age Pension eligibility and Centrelink assesment considerations.

🪙AGED CARE

Guidance on aged care funding arrangements, accommodation payments and financial implications of care decisions.

🌅RETIREMENT PLANNING

Retirement planning advice to assist you in structuring income streams and managing assets to support your lifestyle in retirement.

🛡️PERSONAL INSURANCE

Advice on personal risk insurance including life insurance, Total Permanent Disability (TPD), Trauma and Income Protection.

⚙️MDA SERVICES

Managed Discretionary Account (MDA) services providing professionally managed portfolios tailored to your financial goals. Invesment decisions are made on your behalf in accordance with a tailored investment program and regulatory requirements. (*HFS holds MDA authorisation through Dash).

ABOUT

HEPPINGSTONE FINANCIAL SERVICES

Heppingstone Financial Services Pty Ltd is a Corporate Authorised Representative of Melbourne Advisory and Partners Pty Ltd (AFSL 472170). We specialise in delivering sophisticated, tailored financial solutions to help our clients grow, protect, and manage their wealth. Our experienced team takes the time to understand your unique circumstances, goals, and priorities, ensuring every strategy is carefully aligned to your long-term objectives. Through a disciplined and client-focused approach, we provide both retail and wholesale financial advice with clarity, precision, and care.

LEADERSHIP AND ADVISORY TEAM

Christopher Heppingstone