Making a Difference to Your Financial Position

ADVICE OFFERED BY HFS

🏦 SUPERANNUATION

Advice on superannuation strategies to help you manage contributions, investment options and retirement outcomes in line with your objectives.

📊INVESTMENT ADVICE

Personalized investment advice aligned with your financial goals, risk tolerance and time horizon.

🪙AGED PENSION/SOCIAL SECURITY

Advice on social security entitlements, including Age Pension eligibility and Centrelink assesment considerations.

🌅RETIREMENT PLANNING

Retirement planning advice to assist you in structuring income streams and managing assets to support your lifestyle in retirement.

⚙️MDA SERVICES

Managed Discretionary Account (MDA) services providing professionally managed portfolios tailored to your financial goals. Invesment decisions are made on your behalf in accordance with a tailored investment program and regulatory requirements. (*HFS holds MDA authorisation through Dash).

🧾 SELF MANAGED SUPER FUND (SMSF)

Specialist advice on establishing and managing Self Managed Super Fund (SMSF), including compliance obligations and invesment considerations.

📈DIRECT SHARES

Advice relating to direct share investments, including portfolio construction and ongoing portfolio review.

🪙AGED CARE

Guidance on aged care funding arrangements, accommodation payments and financial implications of care decisions.

🛡️PERSONAL INSURANCE

Advice on personal risk insurance including life insurance, Total Permanent Disability (TPD), Trauma and Income Protection.

LEADERSHIP AND ADVISORY TEAM

Christopher Heppingstone

RETAIL AND WHOSALE SENIOR FINANCIAL PLANNER
WHOLESALE INVESTMENT SPECIALIST
INVESTMENET MANAGER-MAP ASSET MANAGEMENT

Jon White

RETAIL AND WHOLESALE SENIOR FINANCIAL PLANNER
ASIC ADVISER - ID NUMBER 256594

ABOUT

HEPPINGSTONE FINANCIAL SERVICES

Heppingstone Financial Services Pty Ltd is a Corporate Authorised Representative of Melbourne Advisory and Partners Pty Ltd (AFSL 472170). We specialise in delivering sophisticated, tailored financial solutions to help our clients grow, protect, and manage their wealth. Our experienced team takes the time to understand your unique circumstances, goals, and priorities, ensuring every strategy is carefully aligned to your long-term objectives. Through a disciplined and client-focused approach, we provide both retail and wholesale financial advice with clarity, precision, and care.