Making a Difference to Your Financial Position

ADVICE OFFERED BY HFS

🏦 SUPERANNUATION

Advice on superannuation strategies to help you manage contributions, investment options and retirement outcomes in line with your objectives.

🧾 SELF MANAGED SUPER FUND (SMSF)

Specialist advice on establishing and managing Self Managed Super Fund (SMSF), including compliance obligations and invesment considerations.

📊INVESTMENT ADVICE

Personalized investment advice aligned with your financial goals, risk tolerance and time horizon.

📈DIRECT SHARES

Advice relating to direct share investments, including portfolio construction and ongoing portfolio review.

🪙AGED PENSION/SOCIAL SECURITY

Advice on social security entitlements, including Age Pension eligibility and Centrelink assesment considerations.

🪙AGED CARE

Guidance on aged care funding arrangements, accommodation payments and financial implications of care decisions.

🌅RETIREMENT PLANNING

Retirement planning advice to assist you in structuring income streams and managing assets to support your lifestyle in retirement.

🛡️PERSONAL INSURANCE

Advice on personal risk insurance including life insurance, Total Permanent Disability (TPD), Trauma and Income Protection.

⚙️MDA SERVICES

Managed Discretionary Account (MDA) services providing professionally managed portfolios tailored to your financial goals. Invesment decisions are made on your behalf in accordance with a tailored investment program and regulatory requirements. (*HFS holds MDA authorisation through Dash).

ABOUT

HEPPINGSTONE FINANCIAL SERVICES

Heppingstone Financial Services Pty Ltd is a Corporate Authorised Representative of Melbourne Advisory and Partners Pty Ltd (AFSL 472170). We specialise in delivering sophisticated, tailored financial solutions to help our clients grow, protect, and manage their wealth. Our experienced team takes the time to understand your unique circumstances, goals, and priorities, ensuring every strategy is carefully aligned to your long-term objectives. Through a disciplined and client-focused approach, we provide both retail and wholesale financial advice with clarity, precision, and care.

HFS CLIENT TESTIMONIALS

"My wife and I have been working with HFS for several years, and the experience has been excellent. Christopher and the team provide clear, practical advice and the reports are easy to understand and reassuring. I feel confident in my financial decisions, knowing they have my best interests at heart. Very professional and highly recommended."
Prof. Chris Barner

Consultant Haematologist

"More than 20 years ago I entrusted my superannuation fund (and thus my future, following retirement) to Christopher. It was an excellent decision I am happy to report. At all times Christopher and colleagues appear to be right on top of any local and global issues which might affect my portfolio and are always ready to deal with me personally when I need it. I have always been confident that I am in the right hands."
Sally Hogg

Former Professional

“We’ve been clients of Heppingstone Financial Services for several years. Christopher and his team are professional, responsive, and consistently provide clear, high-quality advice. Their expertise gives us confidence that our finances are well managed and working for us. We highly recommend HFS to anyone seeking both security and long-term growth.”
Michelle & Paul March

Retirees

"Christopher & HFS have been looking after our finances for a number of years. As an older couple, we particularly appreciate his understanding of our needs and his ability to communicate in a way which we can easily understand.and more."

Richard Brown & Alex Butler

ITF Butler Brown Super Fund

“We’ve been with HFS for over six years and have been impressed with both the service and performance. Christopher understands our goals, communicates clearly, and provides confidence in every decision. We value the seamless coordination with our accountant and, most importantly, trust the HFS team to manage and grow our superannuation for the future.”
Duncan Kirkland

Deputy Principal

LEADERSHIP AND ADVISORY TEAM

Christopher Heppingstone