Our Mission
Heppingstone Financial Services is driven by the belief that we can make a positive difference to your financial position. By working closely with fellow advisers, stock brokers, accountants, lawyers and financial analysts, HFS offers a high level of holistic advice to clients. Our award winning team of professionals concentrates on offering a high quality of financial advice which helps our time poor clients manage their financial affairs.
Leadership Team
Experienced professionals committed to the highest standards of financial advice and compliance
Christopher Heppingstone
🏷️Responsible Manager of Melbourne Advisory and Partners
🏷️Principal of Heppingstone Financial Services
🏷️Investment Manager of MAP Asset Management
🏷️Wholesale Investment Specialist
Christopher entered the financial planning industry in the early 90’s working alongside his now retired father (CPA/ Senior Financial Planner). Over the past 25 (plus) years Christopher has worked with a number of large institutions and has had extensive experience with tax effective strategies, SMSF’s and retirement planning. Christopher now concentrates on Investment Management and only offers Wholesale Advice.
Christopher believes that it is important to have open lines of communication and his down to earth approach ensures that people have a clear and concise understanding of their financial goals and objectives.
Jon White
🏷️Retail and Wholesale Financial Planner Responsible Manager-Melbourne
Advisory and Partners Pty Ltd (Retail Advice)
🏷️Senior Financial Planner
🏷️ASIC Adviser identification number: 256594
Experience:
Managing Director Integrum Capital Limited
Managing Director MWL Financial GroupMWL Financial Group Jan 2000 - Oct 2020
Jon has extensive industry experience and has held senior leadership roles for more than 20 years of his career. He has worked in the financial services industry for over 28 years, including state and national management roles with Westpac, Trust Company of Australia, and Garrisons (Challenger). Jon also founded and built MWL Financial Group, a national multi-disciplinary business offering financial planning, accounting, funds management, insurance, and finance services.
Throughout his career, Jon has served as a Responsible Manager for numerous Australian Financial Services and Credit Licences across both private and public companies. He currently chairs the Compliance and Investment Committees of Integrum Capital.
Jon has completed the relevant professional qualifications, including a Diploma of Financial Services, specialist studies in Financial Planning, and the ethics examination under the current FASEA requirements.
He has extensive experience in tax-effective strategies, SMSFs, and retirement planning, and has worked closely with fellow advisers, stockbrokers, accountants, lawyers, and financial analysts.
Ninette Paruit
🏷️Office Manager
Ninette Paruit joined HFS in 2009 and is also the Executive PA to the principal Christopher Heppingstone.
Ninette’s responsibilities include preparation of our financial reports, assisting our stock broker and confirming funds under management are rolled as per advice provided, ensuring processes of planning procedure are met and communicating directly with clients. Additionally Ninettes' high level computer skills and communication help complement the day to day running of HFS Pty LTD.
Ninette is an integral part of HFS and her experience has complemented the strict processes that HFS Pty Ltd has in place.
Deb Crawford
🏷️ Client Services Manager
Deb, joined HFS in 2022 working on implementing compliance documents and assisting HFS Pty Ltd in day to day operations. Deb's amazing eye for detail and ability to folllow up helps HFS Pty Ltd offer a high level of service and compliance.
Professional Partners
We collaborate with trusted professionals to provide comprehensive estate planning and legal services.
Steve O’Dor
Director
LL.B. (Hons), B.Com
O’Dor Lawyers
Collaboration with O'Dor Lawyers
We regularly collaborate with Steve O’Dor, Principal Director of O’Dor Lawyers, a Victorian solicitor who focuses on wills, estates and succession planning.
Steve works with individuals, couples and families to simplify what can often feel like a complex and overwhelming process, making sure every client’s wishes are clearly documented, legally sound, and aligned with their personal, financial and family goals.
Our collaboration ensures clients can access high‑quality legal support when needed, while maintaining complete professional independence between our services.
How O’Dor Lawyers Can Assist
✔ Wills & Estate Planning
✔ Enduring Powers of Attorney (Financial & Personal)
✔ Appointment of Medical Treatment Decision Maker
✔ Holistic, Easy‑to‑Understand Guidance
✔ Coordination With Your Financial Planner
Legal Waiver:
☒ Clients are free to choose any lawyer or legal adviser. There is no obligation to engage O'Dor Lawyers, and all legal services are provided entirely independently by Steve and his firm.
☒ NO referral fees, commissions or other benefits are paid or received for introductions.
Angelo Papalexiou
Managing Director
Chartered Accountant
BCom Accounting & Finance
Collaboration with AP Taxation Services
Founded in 2009, AP Taxation provides accounting and business advisory services to small and medium-sized businesses. The firm is committed to delivering practical advice, strong client relationships, and value-added solutions that support long-term financial success.
AP Taxation takes a collaborative approach, combining professional expertise, ongoing development, and modern technology to deliver high-quality outcomes for clients.
How AP Taxation Services Can Assist
✔ Accounting & Taxation
✔ Bookkeeping & CFO
Legal Waiver:
☒ Clients are free to choose any accountant or tax adviser. There is no obligation to engage AP Taxation Services, and all tax and accounting services are provided entirely independently by Angelo and his firm.
☒ NO referral fees, commissions or other benefits are paid or received for introductions.
