WE ACHIEVE YOUR RETIREMENT GOALS

HFS OFFERS A CHOICE OF

SUPER FUNDS

Wholesale (CA-2001 & ASIC)

Wholesale superannuation refers to superannuation investment options that are only available to investors who qualify as wholesale clients under Australian law. Wholesale clients are considered to have sufficient financial experience and resources to assess investment opportunities and risks without the same level of regulatory protection as retail clients. (CA-2001 & ASIC).

Retail (CA-2001 & ASIC)

Retail superannuation refers to superannuation products and investment options that are provided to individuals who are classified as retail clients under Australian financial services laws.

Retail clients receive a higher level of regulatory protection, including detailed disclosure documents and access to consumer protection mechanisms.

Existing Industry (SIA-1993, CA-2001 & ASIC)

Industry super funds are superannuation funds that were originally established to serve workers in specific industries. Today, many industry super funds are open to the general public and are used by millions of Australians for their retirement savings.

WE STRUCTURE PORTFOLIOS BASED ON

INVESTMENT BALANCE

We structure portfolios based on investment balance to ensure clients receive the most appropriate investment access and portfolio management.

Balance $70,000 – $150,000

Model ETF Portfolio

Indexed approach to investing

A diversified ETF portfolio designed to provide efficient market exposure using a disciplined indexed investment approach.

• Diversified exchange-traded fund exposure
• Cost-efficient portfolio structure
• Suitable for building long-term retirement capital

Balance $150,000+

Direct Domestic & International Portfolio

Access professionally managed portfolios investing directly in Australian and global equities.

• Direct access to Australian and international shares
• Tactical asset allocation and portfolio oversight
• Greater portfolio flexibility and diversification

Balance $150,000+

Self-Managed Super Fund (SMSF)

For investors seeking greater control and flexibility in managing their retirement assets.